New York’s No-Fault Insurance Law, which ensures that individuals injured in car accidents receive prompt medical care and financial support without needing to determine fault.
The law mandates Personal Injury Protection (PIP) coverage, offering up to $50,000 for medical expenses, lost wages, and other costs. Additional coverage options like APIP and OBEL can extend these benefits.
The article also outlines the steps to file a claim and highlights certain limitations, such as the exclusion of motorcyclists and non-economic damages. Understanding this law is crucial for all New York motorists.
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